Commercial

Grenville Mutual is working with you to achieve success. Knowing your business and the area you serve allows us to share helpful insight into the best ways to protect your business.

Retail, Contractors, Office, Church, Home-based Business, Apartment Buildings

Broadform Building Coverage
 • Replacement cost
 • Increased reconstruction costs due to bylaws
 • Accidental breakage of glass and signs

Equipment Coverage
 • Replacement cost
 • Theft coverage included
 • Optional mechanical breakdown to computers
 • Optional sewer/sump back-up

Stock Coverage
 • Theft coverage included 
 • Market value for stock on shelves
 • Damage resulting from change in temperature
 • ‘Peak season’ coverage automatically increases stock limits up to 25%

Loss of Income Coverage
 • Replaces business income lost as a result of insured damage to property (less expenses which do not continue)

Crime Coverage
 • Optional Money and Securities Broad Form with optional coverage for loss resulting from employee dishonesty

Public Legal Liability
 • Premises (i.e.slip and fall)
 • Products coverage (all goods you sell)
 • Tenants legal liability (broad form)  

Highlights only. Actual policy wordings govern. Coverage availability subject to underwriting eligibility.