Farm and Homestead

We understand that your farm is unique, important to you and a vital part of the community.

We also believe that your protection needs to be backed by a company, that through Innovation, Motivation and integrity, and the vision to be recognized as the standard of excellence for Mutual insurance in  Canada will be here for you when you need them…….that’s us!

Liability

• Limits up to $5 million
• Farmer Limited Pollution Liability
• Non-Owned Machinery/Equipment
• Non-Owned Automobile
• Operators Pollution Liability
• Extensions for Custom Work

Farm Property

• Broad Form or Named {Perils
• Optional Replacement Cost

Produce

• Seed, Fertilizers, Herbicides, pesticides and Commercial Feed
• Includes Refrigerated Produce Coverage for Mechanical Breakdown or Electrical Power Interruption

Machinery and Equipment

• Broad External Peril or Named Peril Forms
• Damage to Non-Owned or Leased Equipment
• Newly Acquired Machinery Coverage
• Limited Waiver of Depreciation
• Loss of Use

Livestock

• Broad Named Perils
• Named Perils Form
• Mortality
• Livestock Medicines

Loss of income

• Ongoing and Extra Expense after a Loss
• Professional Fess

Farmers Accident and Replacement Farm Labour

• Two options Available