Residential

We are committed to offering some of the most competitive coverage’s on the market today; and the  best local and personal claims service 24/7/365 when you really need us to be there.

Building Coverage

• Replacement cost or depreciated value
• Pollution damage
• Fire department charges
• Debris removal
• Lock replacement
• Safety deposit box
• Ice damming
• Inflation protection
• Property of students away from home
• Credit or debit cards and counterfeit money
• Property temporarily removed worldwide
• Detached private structure
• Additional living expenses
• Accidental breakage of glass
• Lawns, outdoor trees, shrubs and plants

Contents Coverage

• Replacement cost
• Food freezer contents
• Sewer, septic, drain or sump backup
• Electrical surge by power fluctuation

Crime Coverage

• Burglary/Robbery and theft

Public Legal Liability

• Premises coverage
• Personal liability

Optional Coverage

• Personal articles floater
• Miscellaneous property
• Tool floater
• Guaranteed replacement cost on dwelling
• Television antennae and satellite dishes
• Watercraft floater
• Vacation trailers
• Earthquake coverage