Home Insurance: Protecting What You Value Most

Home Insurance

If you own a dwelling, we can cover it–your personal property (contents), any detached private structures (such as a garage), as well as premises liability & personal liability anywhere in the world. If you rent an apartment, we can cover your personal property and personal & premises liability. If you own a dwelling that is… Read more »

What’s in a Standard Auto Insurance Policy?

Auto Insurance

If you own a vehicle in Ontario, it is the law to purchase — at the very least – automobile insurance coverage with these fundamentals. Third-Party Liability Coverage This protects you if someone else is killed or injured, or their property is damaged. It will pay for claims as a result of lawsuits against you… Read more »

Auto Insurance – It’s the Law

Auto Insurance

Ontario law requires that anyone who drives a vehicle in the province have auto insurance. The fine for driving without insurance for vehicle owners, lessees, and drivers can range from $5,000 to $50,000! Still think you don’t need auto insurance? Here are some things to consider: If the police pull you over and you are… Read more »

Paying for Your Insurance

How We Help, Payment Options
Life is busy enough, so paying your premium should be simple and hassle-free. The right payment option has to meet your individual needs to make your life easier. Here's how we can help: Automatic deductions from your bank account – You can pay your premium through regular deductions from your bank account so you never... Read more »

If You are in an Automobile Accident

Claims, How We Help

Everyone knows that when you have an accident you need to exchange details with the other driver. But in the immediate aftermath, you may be shaken and not thinking clearly. What to do: Check for injuries to yourself and passengers.  If anyone is injured, call 9-1-1 immediately. Contact the police and follow their instructions regarding reporting… Read more »

If Your Windshield Is Damaged

Claims, How We Help

Keeping your view unobstructed is important for your safety when driving. While stone chips and cracked windshields are part of life for any vehicle owner, the damage should be repaired as quickly as possible. Some smaller chips can be repaired but sometimes there is no option but to replace the entire windshield. As soon as… Read more »

If You Have to Make a Property Claim

Claims, How We Help

When you buy insurance, you always hope you never need to use it. However, if the unplanned and unexpected happens and there is damage to your home, property or business, we’re here to help you get back to your normal life as quickly as possible. The most important thing to do if you have a claim… Read more »

When You Damage Someone Else’s Property

Claims, How We Help

Life happens. Sometimes the smallest incidents can cause unexpected mishaps, which may cause damage to someone else’s property. Things like: your child hits a baseball through the neighbour’s window your dog chews up a visitor’s dentures (Really…it happened) a tree in your yard falls on your neighbour’s fence a cow escapes from your farm field… Read more »

When Someone Gets Hurt on Your Property

Claims, How We Help

A knock comes on the door of your house.  Someone has just fallen on your steps and is hurt. What do you do now?  When this happens, you can feel uncomfortable, vulnerable and you might make decisions that are not in your best interests. Get immediate medical attention, if required. Document— anything you can about… Read more »