If you own a dwelling, we can cover it–your personal property (contents), any detached private structures (such as a garage), as well as premises liability & personal liability anywhere in the world. If you rent an apartment, we can cover your personal property and personal & premises liability. If you own a dwelling that is… Read more »
If you own a vehicle in Ontario, it is the law to purchase — at the very least – automobile insurance coverage with these fundamentals. Third-Party Liability Coverage This protects you if someone else is killed or injured, or their property is damaged. It will pay for claims as a result of lawsuits against you… Read more »
Ontario law requires that anyone who drives a vehicle in the province have auto insurance. The fine for driving without insurance for vehicle owners, lessees, and drivers can range from $5,000 to $50,000! Still think you don’t need auto insurance? Here are some things to consider: If the police pull you over and you are… Read more »
You’re a smart home owner or business person. You do everything you can to make sure you are properly protected. That’s why you have insurance: to protect you in case of a loss. But how do you minimize the chance of a loss in the first place? The answer – by reviewing your home or… Read more »
Everyone knows that when you have an accident you need to exchange details with the other driver. But in the immediate aftermath, you may be shaken and not thinking clearly. What to do: Check for injuries to yourself and passengers. If anyone is injured, call 9-1-1 immediately. Contact the police and follow their instructions regarding reporting… Read more »
Keeping your view unobstructed is important for your safety when driving. While stone chips and cracked windshields are part of life for any vehicle owner, the damage should be repaired as quickly as possible. Some smaller chips can be repaired but sometimes there is no option but to replace the entire windshield. As soon as… Read more »
When you buy insurance, you always hope you never need to use it. However, if the unplanned and unexpected happens and there is damage to your home, property or business, we’re here to help you get back to your normal life as quickly as possible. The most important thing to do if you have a claim… Read more »
Life happens. Sometimes the smallest incidents can cause unexpected mishaps, which may cause damage to someone else’s property. Things like: your child hits a baseball through the neighbour’s window your dog chews up a visitor’s dentures (Really…it happened) a tree in your yard falls on your neighbour’s fence a cow escapes from your farm field… Read more »
A knock comes on the door of your house. Someone has just fallen on your steps and is hurt. What do you do now? When this happens, you can feel uncomfortable, vulnerable and you might make decisions that are not in your best interests. Get immediate medical attention, if required. Document— anything you can about… Read more »