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- Farm
- Home
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- Commercial
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- News
Contact Us

Three Ontario Mutuals Pursue Strategic Amalgamation

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Notice of the 133rd Annual General Meeting of Grenville Mutual Insurance Company

Three Ontario Mutuals Pursue Strategic Amalgamation

Ontario – Caradoc Townsend Mutual, Grenville Mutual, and Lambton Mutual have signed a pre-amalgamation agreement, marking the beginning of a strategic partnership to enhance their service offerings while preserving strong local ties. This proposed amalgamation brings together mutuals from across Ontario, each with a longstanding dedication to their communities and a commitment to high-quality, personalized insurance solutions.

A joint committee of board members, CEOs, and advisers will guide the process through a thorough due diligence phase, ensuring all decisions are made thoughtfully to prioritize policyholders, support employees, empower brokers and agents, and reinforce community connections. The proposed amalgamation is subject to approval from each company’s policyholders, regulatory approval by the Financial Services Regulatory Authority of Ontario (FSRA), and the consent of the companies’ partners: the Ontario Mutual Insurance Association (OMIA), Farm Mutual Reinsurance Plan Inc. (Farm Mutual Re), and the Trustees of the Fire Mutuals Guarantee Fund.

Caradoc Townsend, Grenville, and Lambton Mutuals together represent over a century of community-focused service, offering a range of insurance products, including Home, Auto, Farm, and Small Business insurance. This proposed amalgamation seeks to secure long-term resilience while enhancing adaptability in Ontario’s evolving insurance landscape.

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